So there are only a little over 1800 free Kiva loans left.
Click here and loan $25 to someone who needs it a lot more than you. Well, I suppose you could use the $25, but you're probably not going to spend it on anything good for you. Seriously, what can you buy with $25? Fruit? Well, okay that's pretty good for you. But asides from fruit, you can probably only spend $25 on 2.4 minutes of mediocrity inside your car at the Hunts Point Market with "Sparkyles" (If she asks if you want it with hot sauce, I cannot explain how important it is that you say NO, in no uncertain terms)
So help someone on a Tuesday build a boat, or buy a cow. And that cow doesn't require you to take a course of anti-biotics or apply topical creams anywhere. Win win.